Collective Investment Funds (CIFs)

An Outcome-Oriented Solution

Collective Investment Funds that Define Risk

It’s all about Out­comes.  In an indus­try focused on pro­duct, advi­sors and par­tic­i­pants need a solu­tion focused on achiev­ing par­tic­i­pant out­comes that address­es risk and smooth­ing returns to help keep par­tic­i­pants on-track.

But, is that what the mar­ket offers? 

 

The State of the Defined Contribution Marketplace

The indus­try seems to be pro­duct-ori­ent­ed, focused on design­ing and mar­ket­ing prod­ucts that:

  • Are ‘easy to sell’,
  • Fit’ a box or trend,

NOT focused on what’s best for the investor.

We believe investors deserve bet­ter.  

 

The time has come to put the Par­tic­i­pant and the Advi­sor back in the driver’s seat towards achiev­ing out­comes.

Become an Outcome-Oriented Advisor

Focus on plan par­tic­i­pant out­comes, not pro­duct.

Focus on uti­liz­ing an invest­ment solu­tion that address­es risk and the chal­lenges plan par­tic­i­pants face.

Focus on mea­sur­ing suc­cess for par­tic­i­pants (and the advi­sor), not suc­cess of a pro­duct or a plat­form.

 

The Out­come-Ori­ent­ed Advi­sor Solu­tion

  • Address risk aver­sion and lim­it state­ment shock
  • Uti­lize a broad range of funds across var­i­ous risk tol­er­ances pro­vid­ing flex­i­bil­i­ty for a glide path
  • Access a unique Stair-Step QDIA, an auto­mat­ed, age-based glide path
  • Achieve align­ment between plan goals and par­tic­i­pants out­comes

 

The Swan Defined Risk Col­lec­tive Invest­ment Funds (CIFs) are an ide­al invest­ment solu­tion for advi­sors focused on out­comes.

The Swan Defined Risk Col­lec­tive Invest­ment Funds series is co-man­aged in asso­ci­a­tion with Gor­don Asset Man­age­ment, LLC. and Alta Trust Com­pa­ny, Inc.

There are five Swan Defined Risk Collective Funds.

  1. Defined Risk Income
  2. Defined Risk Con­ser­v­a­tive
  3. Defined Risk Mod­er­ate
  4. Defined Risk Mod­er­ate Growth
  5. Defined Risk Aggres­sive Growth

Swan Defined Risk Collective Investment Funds | Risk Profles

 

 

 

 

 

 

 

 

 

WHY and HOW — Learn more about the Swan Defined Risk Collective Funds.

The Swan Defined Risk CIFs are cur­rent­ly avail­able on numer­ous retire­ment plat­forms and indi­vid­u­al com­pa­ny employ­ee benefit/retirement plans.

For gen­er­al CIF inquiries, please con­tact Alta Trust at: 866–516-4015; or vis­it their web page at www.trustalta.com/swan.

For CIF invest­ment and par­tic­i­pa­tion relat­ed ques­tions, please con­tact Gor­don Asset Man­age­ment at: (866) 216‑1920, or vis­it their web page at www.wealthQB.com.

CIFs Designed for the Participant’s Best Interest

Reduce Downside Risk with a Time-Tested Approach

Seeking Consistent Outcomes through Smoothing of Return - Swan Global Investment

We devel­oped our Defined Risk Strat­e­gy in 1997 as a way to offer our clients a dis­tinc­tive, inno­v­a­tive tool for min­i­miz­ing mar­ket risk.

The strat­e­gy is designed to pro­tect investor port­fo­lios from large mar­ket decli­nes, while cap­tur­ing much of the market’s appre­ci­a­tion over time.

 

Smooth­ing of returns can help reduce ‘state­ment shock’ and emo­tion­al reac­tions.

This helps par­tic­i­pants remain invest­ed an on track towards desired out­comes.

 

 

The­se graphs show nine 10-year invest­ment peri­ods from Jan­u­ary 1998 to Decem­ber 2015, for the S&P 500 and the Swan Defined Risk Strat­e­gy (per­for­mance based on the Swan DRS Select Com­pos­ite net of fees). See here for more infor­ma­tion and dis­clo­sures.

Protect Plan Participants from ‘Statement Shock’ by Minimizing Losses

Large loss­es cre­ate state­ment shock, often result­ing in emo­tion­al reac­tions and poor deci­sions.

  • Min­i­miz­ing the impact of large loss­es helps keep par­tic­i­pants on track to desired out­comes.

Large loss­es are often fol­lowed by long recov­er­ies, reduc­ing port­fo­lio growth.

  • By reduc­ing draw­down and recov­ery time, par­tic­i­pants ben­e­fit more from com­pound­ing.

 

The mar­ket is unpre­dictable, mak­ing it dif­fi­cult to time the mar­kets or con­sis­tent­ly pick out­per­form­ing stocks.

The Investment Process behind the Defined Risk Collective Investment Funds:

  • Remains invest­ed at all times using index-based ETFs;
  • Seeks pro­tec­tion for invest­ments with puts;
  • Seeks to gen­er­ate mar­ket-neu­tral income through the use of options;
  • Fol­lows a rules-based process that elim­i­nates the impact of emo­tions on invest­ment deci­sions.
Learn More About the Defined Risk Strat­e­gy