Collective Investment Funds
Collective Investment Funds (CIFs)
For financial professional use only.
An Outcome-Oriented Solution
Collective Investment Funds that Define Risk
It’s all about Outcomes. In an industry focused on product, advisors and participants need a solution focused on achieving participant outcomes that addresses risk and smoothing returns to help keep participants on-track.
But, is that what the market offers?
The State of the Defined Contribution Marketplace
The industry seems to be product-oriented, focused on designing and marketing products that:
- Are ‘easy to sell’,
- ‘Fit’ a box or trend,
NOT focused on what’s best for the investor.
We believe investors deserve better.
The time has come to put the Participant and the Advisor back in the driver’s seat towards achieving outcomes.
Become an Outcome-Oriented Advisor
Focus on plan participant outcomes, not product.
Focus on utilizing an investment solution that addresses risk and the challenges plan participants face.
Focus on measuring success for participants (and the advisor), not success of a product or a platform.
The Outcome-Oriented Advisor Solution
- Address risk aversion and limit statement shock
- Utilize a broad range of funds across various risk tolerances providing flexibility for a glide path
- Access a unique Stair-Step QDIA℠, an automated, age-based glide path
- Achieve alignment between plan goals and participants outcomes
The Swan Defined Risk Collective Investment Funds (CIFs) are an ideal investment solution for advisors focused on outcomes.
The Swan Defined Risk Collective Investment Funds series is co-managed in association with Gordon Asset Management, LLC. and Alta Trust Company, Inc.
There are five Swan Defined Risk Collective Funds.
- Defined Risk Income
- Defined Risk Conservative
- Defined Risk Moderate
- Defined Risk Moderate Growth
- Defined Risk Aggressive Growth
The Swan Defined Risk CIFs are currently available on numerous retirement platforms and individual company employee benefit/retirement plans.
For general CIF inquiries, please contact Alta Trust at: 866–516-4015; or visit their web page at www.trustalta.com/swan.
For CIF investment and participation related questions, please contact Gordon Asset Management at: (866) 216‑1920, or visit their web page at www.wealthQB.com.
CIFs Designed for the Participant’s Best Interest
Reduce Downside Risk with a Time-Tested Approach
We developed our Defined Risk Strategy in 1997 as a way to offer our clients a distinctive, innovative tool for minimizing market risk.
The strategy is designed to protect investor portfolios from large market declines, while capturing much of the market’s appreciation over time.
Smoothing of returns can help reduce ‘statement shock’ and emotional reactions.
This helps participants remain invested an on track towards desired outcomes.
These graphs show nine 10-year investment periods from January 1998 to December 2015, for the S&P 500 and the Swan Defined Risk Strategy (performance based on the Swan DRS Select Composite net of fees). See here for more information and disclosures.
Protect Plan Participants from ‘Statement Shock’ by Minimizing Losses
Large losses create statement shock, often resulting in emotional reactions and poor decisions.
- Minimizing the impact of large losses helps keep participants on track to desired outcomes.
Large losses are often followed by long recoveries, reducing portfolio growth.
- By reducing drawdown and recovery time, participants benefit more from compounding.
The market is unpredictable, making it difficult to time the markets or consistently pick outperforming stocks.
The Investment Process behind the Defined Risk Collective Investment Funds:
- Remains invested at all times using index-based ETFs;
- Seeks protection for investments with puts;
- Seeks to generate market-neutral income through the use of options;
- Follows a rules-based process that eliminates the impact of emotions on investment decisions.
Alta Trust is a South Dakota chartered trust company that acts as the trustee of the Swan Collective Investment Funds. Collective investment funds are bank maintained and not registered with the Securities and Exchange Commission. Additional information about the funds may be obtained by contacting Swan Global Investments at 970.382.8901.